People who discount the value of a 401k do not have a Calculator or clearly do not know how to use it & what numbers to input?
Examine the position of a worker once their Employer has matched their Personal Contribution to a 401k Plan?
What are the financial gains at each stage: i) On making their own Max contribution:
Assume A Salary Sacrifice: ii) When their Employer Matches their contribution
Eyes glaze over when residents are in States which have taxes.
The financial benefits can be larger in those states – provided effort has been put in to structuring the right 401k plan.
Not much point throwing numbers at you until you have a complete grasp of all the variables and parameters – which have a lot turns on the road.